Asset Planning – Overcoming Obstacles with EWP Financial

Overcoming Obstacles with PPLI - Asset Protection

Hello and welcome to EWP Financial, where we help wealthy international families structure their assets in the most efficient and compliant way possible. In this blog post, we will talk about how Private Placement Life Insurance (PPLI) can help you overcome obstacles in your asset planning and achieve Expanded Worldwide Planning (EWP).

In a world where obstacles often stand in the way of achieving financial goals, a powerful solution emerges to guide wealthy international families toward success.

Introducing Private Placement Life Insurance, or PPLI, a groundbreaking vehicle that elegantly navigates the complexities of asset structuring.

What is PPLI?

PPLI is a type of life insurance policy that is customized for high-net-worth individuals. It allows you to invest in a wide range of assets, such as stocks, bonds, real estate, hedge funds, private equity, and more, within a tax-advantaged insurance wrapper. PPLI also provides you with asset protection, privacy, and estate planning benefits.

What is EWP?

EWP is more than just a strategy—it’s a mindset. It allows tax-paying entities to streamline their existing structures and minimize reporting obligations.

EWP is a concept that encompasses the six principles of successful asset planning: privacy, asset protection, tax shield, succession planning, compliance simplifier, and trust substitute. EWP gives you a holistic view of your assets and helps you align them with your values and goals.

How does PPLI help you overcome obstacles?

PPLI can help you overcome many common obstacles that you may face in your asset planning, such as:

  • Complexity: PPLI simplifies your asset structure by consolidating your holdings under one policy. You don’t need to create multiple entities or trusts in different jurisdictions, which can be costly and cumbersome to maintain.

  • Taxation: PPLI shields your assets from income, capital gains, and estate taxes in most countries. For certain asset classes you may need to pay a one-time tax to place the asset in the policy.

  • Reporting: PPLI reduces your reporting obligations by eliminating the need to file tax returns or disclose information on your assets in most countries. You only need to report the policy as a life insurance contract.

  • Regulation: PPLI complies with the tax and legal rules of most countries, as it is recognized as a life insurance product. You don’t need to worry about changing regulations or cross-border issues that may affect your assets.

  • Risk: PPLI protects your assets from creditors, lawsuits, and political instability by placing them in a secure insurance company. You also have the flexibility to change assets inside the policy on a tax-free basis.


PPLI is a powerful tool that can help you overcome obstacles in your asset planning and achieve EWP. It offers you a combination of tax efficiency, asset protection, privacy, and estate planning benefits that are hard to find elsewhere.

So, whether you’re seeking to preserve your legacy, ensure financial security, or simply navigate the intricate world of international finance, let PPLI and EWP be your guiding light.

If you are interested in learning more about PPLI and how it can help you, please contact us today. We will be happy to assist you with your asset planning needs. Thank you for watching and see you next time.

by Michael Malloy, CLU TEP RFC.
CEO, Founder @EWP Financial

~ Your best source for PPLI and EWP

Michael Malloy-CLU-TEP









Leave a Comment

Your email address will not be published. Required fields are marked *

Translate »
Scroll to Top